By accessing the website quvante.com or participating in any program offered by Quvante, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.
Quvante provides a financial education program consisting of three structured sessions focused on credit contract literacy, total financial cost calculation, and payment prioritization. The program is educational in nature. Quvante does not provide financial advice, legal advice, tax advice, debt management services, debt renegotiation, or any financial product or service of any kind.
All content provided through the Quvante website, calculator tools, and training sessions is for general educational and informational purposes only. Nothing on this website or in our sessions constitutes financial advice, investment advice, legal advice, or any other professional advice. Participants are responsible for their own financial decisions. We recommend consulting a qualified financial or legal professional for advice specific to your individual situation.
The interest rate calculator available on our website is provided as an educational tool to illustrate the mathematical relationship between nominal and effective interest rates. The results produced by the calculator are based solely on the inputs provided and do not account for fees, charges, insurance, variable rate clauses, or other contract-specific terms. Calculator results should not be used as the sole basis for any financial decision.
Participation in the Quvante training program is subject to availability. We reserve the right to limit group sizes to maintain the quality of the educational experience. Registration of interest through our contact form does not constitute a confirmed enrollment until confirmed in writing by Quvante.
Participants are responsible for bringing their own credit contracts and financial documents to sessions. Quvante does not take possession of, copy, or retain any financial documents brought by participants. Any financial information shared during sessions is used solely for the purpose of the educational exercises within that session.
All content on the quvante.com website, including text, graphics, logos, and educational materials, is the property of Quvante and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
To the maximum extent permitted by applicable law, Quvante shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the website, the calculator tool, or participation in the training program. This includes, without limitation, any financial decisions made based on information obtained through our services.
The website and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
Our website does not contain links to third-party websites. If such links are added in the future, we are not responsible for the content, privacy practices, or accuracy of any linked third-party site.
These Terms of Service are governed by the laws of the Republic of Paraguay. Any disputes arising from these terms or your use of our services shall be subject to the jurisdiction of the competent courts of Asunción, Paraguay.
We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to the website with an updated "Last Updated" date. Continued use of the website after changes constitutes acceptance of the modified terms.
For questions about these Terms of Service, contact us at: info@quvante.com | Bejarano, Fernando de la Mora 110304, Paraguay.